Convenience checks can be issued to PaymentNet cardholders and used to complete transactions at merchants who do not currently accept a card product. Convenience checks are cross-referenced to and draw directly from individual purchasing card accounts.
Convenience check transactions are shown in PaymentNet and on cardholder statements to facilitate reporting and billing activities. Due to the nature of checks, Merchant Category Code (MCC) blocking is not available, but checks are validated against other authorization parameters (for example, the available credit limit) when received by J.P. Morgan. If a check exceeds a cardholder’s limit or other authorization parameter, it may be declined and returned to the merchant unpaid. When necessary, stop payment requests can be submitted for checks if they have not already posted to an account.
If the Convenience Checks module is enabled for your organization, then the Convenience Checks module is available for configuration at the hierarchy level. You can enable or disable this module for a hierarchy ID to control whether cardholders can order new checks or stop payment on existing checks. For more information, see Modules.
Note:The Convenience Checks module is only available for Purchasing Card programs.